Checking Accounts

Peak Checking:
(Available to Students and Senior Customers. Senior is defined as age 62 and older)
$50 Minimum opening deposit
Monthly Maintenance Fee: No maintenance fee
Free: Mailed Statements for Seniors
Free: First order of trial checks
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)
Club Add-on available ($5 Senior; $7 Non-Senior)

Pinnacle Checking:
$50 Minimum opening deposit
Monthly Maintenance Fee: $5
Daily balance required to avoid maintenance fee: $500
Mailed Statements: $2
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)
Club Add-on available ($5 Senior; $7 Non-Senior)


Summit Checking:
(Interest Bearing Account)
$50 Minimum opening deposit
Monthly Maintenance Fee: $5
Daily balance required to avoid maintenance fee: $1,000
Daily balance required to earn interest: $1,000
Mailed Statements: $2
Free: First order or basic checks
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)
Club Add-on available ($5 Senior; $7 Non-Senior)








Money Market Account

Summit Money Market Account:
(Interest Bearing Account. Some withdrawal restrictions apply)
$1,000 Minimum opening deposit
Monthly Maintenance Fee: $10
Daily balance required to avoid maintenance fee: $1,000
Daily balance required to earn interest: $2,500
Mailed Statements: $2
Free: First order or basic checks
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)
Club Add-on available ($5 Senior; $7 Non-Senior)



Club Add-on Features:

$10K Life Insurance – Accidental death/dismemberment
Free: Lock Box – First six (6) months
Free: Official Checks (waives $5 charge per check)
Free: Bill Pay
Free: First order of basic checks
Free copies (10 per month)

Savings Accounts

Summit Savings Account:
(Interest Bearing Account. Some withdrawal restrictions apply)
$25 Minimum opening deposit
Monthly Maintenance Fee: No Maintenance Fee
Daily balance required to earn interest: $25
Mailed Statements: Free
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements


Christmas Club Account:
(Interest Bearing Account. Some withdrawal restrictions apply)
$25 Minimum opening deposit
Monthly Maintenance Fee: No Maintenance Fee
Daily balance required to earn interest: $25
Mailed Statements: Free
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements


Individual Retirement Account (IRA):
Individual Retirement Account (IRA):
Available in Traditional or Roth
$500 Minimum opening deposit
Terms from 1 to 5 years
Interest rates vary by term
Penalties may apply for early withdrawal
Some restrictions apply



Certificates of Deposit

Certificates of Deposit:
$500 Minimum opening deposit
Terms from 30 days to 5 years
Interest rates vary by term
Penalties may apply for early withdrawal


Some restrictions apply: Fees could reduce earnings on the account. Please visit one of our friendly Customer Service Representatives or call (731) 584-3678 for details.




Bank Products
Important information: Apex Bank will never ask you for personal information, like account numbers and or passwords through e-mail.  Be aware of e-mails asking you to download programs; Apex Bank will never ask you to do so.

Do not respond to any e-mail asking you to update your personal information online or through the phone. Only utilize the Bank numbers found on our website.

The Federal Depository Insurance Corporation (FDIC) has sent out an alert to consumers, companies and financial institutions about certain fraudulent e-mails which supposedly come from, or are related to, financial institutions.  Such fraudulent e-mails are scams that use the internet as a vehicle and incorporate certain news such as mergers, acquisitions, and or bank closures to appear legitimate to obtain information.

2015 ©Apex Bank. All rights reserved. Member FDIC.  Equal Housing Lender.
NOTICE OF EXPIRATION OF TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NON-INTEREST BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all non-interest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
Business Checking Account

Pinnacle Non-Profit Checking

$50 Minimum opening deposit
Monthly Maintenance Fee: No maintenance fee
Mailed Statements: $2
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)



Pinnacle Business Checking

$50.00 Minimum opening deposit
Monthly Maintenance Fee: $5
Daily balance required to avoid maintenance fee: $500
Mailed Statements: $2
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)



Summit Business Checking

(Interest Bearing Account)
$50 Minimum opening deposit
Monthly Maintenance Fee: $7
Daily balance required to avoid maintenance fee: $1,000
Daily balance required to earn interest: $1,000
Mailed Statements: $2
Free: First order or basic checks
Free: 24-Hour Telephone Banking
Free: Internet Banking
Free: e-statements
Bill Pay: $4.50 (up to 10 items) $0.37 (for each additional item)

For more information on fees click here