Checking Accounts

Regular Checking:
- $100.00 minimum opening balance. 
  - Service charge: Average Daily Balance $500 & over - no monthly service charge
  - Average Daily Balance Below $500 - $6.00 per month
  *Senior Citizens are exempt from service charge
Preferred Checking Account:
  - $100.00 minimum opening balance
  - Service charge: $7.00 per month
  - Benefits include: $10,000 accidental life insurance policy certain types of checks free traveler’s checks and money orders free
  - $1.00 off Safety Deposit Box rent
NOW Account:
- $500.00 minimum balance
- When NOW accounts fall below minimum balance, a $5.00 monthly maintenance fee will be assessed
- Minimum balances must be maintained to avoid payment of service charges and to earn interest
Super NOW Account:
- $2,500.00 minimum balance
- When Super NOW account averages fall below minimum balance, a $5.00 monthly maintenance fee will be assessed and the
A.P.R. (annual percentage rate) and A.P.Y (annual percentage yield) will drop to the regular NOW account rate
- Interest rate varies
Money Market Deposit Account:
- $2,500.00 minimum balance
- When MMDA fall below minimum balance, a $5.00 monthly maintenance fee will be assessed
- Interest will not accrue if balance falls below the minimum
- Interest rate varies
*Other restrictions apply
Money Investment Account:
- $2,500.00 minimum balance. When MIA balances fall below the minimum balance, a $10.00 monthly maintenance fee
will be assessed
- Interest will not accrue if balance falls below the minimum. 
- Interest rate varies
*Other restrictions apply
Savings Accounts
Passbook Savings Account:
- $100.00 minimum balance
- Annual Interest Rate varies
- Interest is paid quarterly
Individual Retirement Account (IRA):
- $100.00 minimum balance
- Annual Interest Rate varies
- Interest is paid quarterly
Christmas Club Account:
- $10 minimum balance
- Interest Rate varies
Certificates of Deposit:
- Interest rate varies
- Maturities ranging from 30 days to 3 years
Bank of Camden is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
Bank Products
Important information: Bank of Camden will never ask you for personal information, like account numbers and or passwords through e-mail.  Be aware of e-mails asking you to download programs; Bank of Camden will never ask you to do so.

Do not respond to any e-mail asking you to update your personal information online or through the phone. Only utilize the Bank numbers found on our website.

The Federal Depository Insurance Corporation (FDIC) has sent out an alert to consumers, companies and financial institutions about certain fraudulent e-mails which supposedly come from, or are related to, financial institutions.  Such fraudulent e-mails are scams that use the internet as a vehicle and incorporate certain news such as mergers, acquisitions, and or bank closures to appear legitimate to obtain information.

Bank of Camden.
©2009 Bank of Camden.  Member FDIC.  Equal Housing Lender.